Insurance Planning 101

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As an Independent Insurance Agent since 1991, I offer Medicare Advantage Plans, Medicare Supplement Plans, Term Life Insurance and Dental Insurance. I am not obligated or partial to any particular insurance company and provide you with unbiased information while we find the best insurance company and policy for you and your particular situation. If you reside in California, Oregon, Washington or Arizona, I can help you with your Term Life Insurance, EZ Issue Life Insurance, Medicare Advantage Plan or Medicare Supplement plan.

Looking for Term Life Insurance? Let’s compare 100+ highly rated companies to find the best plan for you. Rates and benefits are guaranteed for 10, 15, 20 or 30 years.

Did you know the average funeral costs more than $8,000.00? Protect Your Loved Ones with EZ Issue Life Insurance. “As Seen On TV”....but better”. No Exams. No medical records review. Health problems OK. Immediate issue of coverage in most cases. Policies start as low as $2,000 and these policies feature guaranteed level premiums and benefits for life. Do NOT be fooled by the plans on TV that change rates every 5 years, or at a certain age, or expire at age 70 or 80.

With California Dental Plans starting at $7.95 monthly, dental coverage is affordable for everyone who resides in California. Choose from 3 plans including a plan that features cosmetic dental benefits. FREE Cleanings, Xrays and Exams on all dental plans. Individual and Group (2+ employees) Plans available.


Frequently Asked Questions about life insurance.


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Insurance Planning 101
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